Tips to Lower Your Homeowner’s Premium

April 29, 2019

Home Owners

When it comes to your Homeowner’s Policy it is important to know what you can do to help cut costs on your premium.  Here are a few things you may want to consider:

    • Buy your home and auto policies from the same insurance company. This will get you a multi-policy discount.
    • Keep your credit score in good standing.
    • Increasing your deductible can result in savings; depending on how much you increase it by.
    • If you have a newer roof on your home or an impact-resistant roof your insurance might give a discount.
    • Installing smoke deters, alarm systems and fire extinguishers.
    • Ask for other discounts: There are discounts for being retired, being married or widowed, for owning a portable generator, paying your premium in full etc.

These are few things you should talk to your agent about when getting a Homeowner’s policy for the first time or even if it is a renewal. It is always good to double check when it comes to your home that you are getting all the discounts you can. Protect your assets with the proper coverage; all insurance companies offer different types on discounts and the above may not be specific to your carrier.


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