From paving and plumbing to landscaping and concrete, we help contractors of all varieties. Contractors require a unique blend of protection that covers both their tools and equipment while also looking out for their employee liability. Our policies can be built to fit the exact needs that your business requires.

Our specialized programs provide competitive contractor liability coverage, contractors tools and equipment coverage and builders risk and installation coverage. Extensive options are available to ensure your employees are protected in the event of a loss.

Reach out below via phone or email to speak directly with a Joy Insurance agent and learn just how competitive our plans are compared to the rest of the industry.


Welcome to Joy Insurance

Proudly Serving Middletown, Newburgh, Goshen, Montgomery, Poughkeepsie, Rockland County, Sullivan County, Westchester County & Orange County, NY.

Joy Insurance is a premier independent insurance agency. Our number one product is service; service specifically designed to reduce your losses and control your insurance costs. Our commitment is to provide clients with the best insurance value and service available, while maintaining the highest ethical standards and credibility with our clients, carriers, and the public.


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