Excess Flood Coverage for Homeowners
Floods are one of the most common and costliest home hazards, as even minor water damage can destroy a property. While the National Flood Insurance Program (NFIP) can help cover flood damage, it may not…
Category Archives: Personal Lines
Home Equipment Breakdown Coverage
One nightmare that many homeowners often forget to prepare for is an important piece of equipment unexpectedly breaking down. It’s not just the immediate struggle of being left without hot water or air conditioning that…
Life Events & How They Affect Your Insurance
As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, reach out to us over at Joy Insurance if you’re affected by any of the…
Insurance for Home Remodeling
You’ve hired a reputable builder, collected paint swatches and selected the siding and now you’re finally ready to start that long-awaited remodeling project. Before you begin construction, there is one more thing that you need…