Buying a new home can be a very stressful time for anyone in the process. One of the most important parts of buying a home, aside from the financial security, is selecting a home inspector. After you’ve made an offer to buy a home, a home inspection from a licensed home inspector is required in order to move forward. It is on you, the home buyer to choose an inspector that is well-established, reputable, and will give you an honest assessment of the home.
Here are 8 questions you need to ask your potential home inspector:
1. Are you a licensed home inspector?
Pros should always have their license on them. Do not hire an inspector that is not willing to show their proof of certification.
2. Are you currently working or have you ever worked for the seller’s realtor?
Home inspectors should be working for you and only you.
3. Are you a member of any professional home inspector associations?
There are several national and state associations for home inspectors. Being a member is a sign of dedication, and they would be able to show proof of associations.
4. What will my home inspection cover?
According to Travelers Insurance “If you don’t already know, ask your inspector if there are any specific requirements in your state. The U.S Department of Housing and Urban Development (HUD) suggests you should ask him or her to provide you with information ahead of time and have your inspector confirm that the inspection and subsequent report will meet any applicable state requirements and comply with standards of practice and code of ethics. Be sure to identify and make a special request for areas you want to ensure are inspected, such as obvious flaws, deficiencies, or any problems you noticed during your own inspection.”
5. Will I be able to attend the inspection?
Being at the inspection is very important. It will be a very educational opportunity for you to see the home through a licensed inspectors eyes. If they do not allow you to be a part of the inspection, this is a HUGE warning sign.
6. How long will the inspection take?
The average home inspection for a single-family home is roughly two to three hours. If it is less, that might not be enough time to do a proper inspection and could be another warning sign.
7. How much will my home inspection cost?
The cost of a home inspection can vary depending on the size of the house, the city and state, and other factors. Your inspector should be able to tell you exactly what your home inspection will cost, however.
8. When will I receive my home inspection report and what will it contain?
Again from Travelers Insurance, “According to HUD, you should ask to see samples/examples of previous reports. Do you understand the reporting style? Does the turnaround time meet your needs in regards to making your decision? HUD reports that most inspectors provide their full report within 24 hours of the inspection.”
If you have any other questions or concerns about home inspections or homeowners insurance, please give us a call for a free policy review or quote.