The only way to effectively protect the assets of your business is to carry adequate commercial general liability (CGL) insurance coverage. CGL protects your business from damages caused by bodily injury or property damage for…
One nightmare that many homeowners often forget to prepare for is an important piece of equipment unexpectedly breaking down. It’s not just the immediate struggle of being left without hot water or air conditioning that…
As we age and reach different milestones in our lives, our insurance needs change. In order to ensure adequate coverage, reach out to us over at Joy Insurance if you’re affected by any of the…
Coinsurance is one of the most complicated and misunderstood terms in insurance. This concept is commonly included in a number of different policies, including property, health and directors and officers. However, coinsurance works differently for…